On Your Mark, Get Set, Go!

I've read it takes three weeks to form a new habit. Just 21 days of real effort until it becomes a regular part of your life.

If you want to fix your finances, or just move them to a better track, start today. Don't wait until tomorrow. All the tomorrows will have their own issues clamoring for attention and you'll put if off again if you let yourself.

Start today. Just do one thing that will make your financial life easier. Put $20 in a jar to start a savings account. Sell some stuff you don't need on Craig's List or eBay and put the $ in savings. Set up an automatic payment for one bill. Open that college savings account for your child. Set up a Roth-IRA for yourself.

Just one thing. Pick one. Do it now.

Tomorrow, do another. The next day, do another.

Then you're on your way. Go go go!